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However, it is important to understand that these protections, when provided, are at the discretion of the bank and can be removed.
The share of the population that takes one of these types of loans is fairly small, so income data on both payday and vehicle title borrowers is used to provide more robust information on the relationship between individual and household income for this population.
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The challenge is in how to decrease the amount of time spent on a phone submitting an application while delivering high quality applicant information to the recruiting entity.
There are also other situations such as matrimonial splits where a family guarantee can allow a borrower to retain the family home.We
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