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The Bureau believes that the requirements of the proposed rule would coexist with State laws that pertain to the making of loans that the proposed rule would treat as covered loans (hereinafter, applicable State laws).
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Federal origination fees and interest rates are outlined in the tables below.
Without the membership requirements of a credit union, the Bureau believes that a per-lender limit on concurrent loans is unlikely to yield meaningful consumer protections because a consumer could go to a different lender.
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